2 years ago I lent a good friend $1,500 - I gave him the money in cash and he paid his loan in cash via Western Union.
I have not seen a dime of the money he agreed to pay me.
My boyfriend was there at the time and is aware of the agreement - he was there when I gave him the money. Other people know about it, but he's the only one that was actually a witness.
The only proof I have is my bank statement showing the money coming out of my savings account and my boyfriend's statement as a witness.
He has not returned any of my emails or cell phone calls in a year and a half (and only a few about the loan before that) and until running into him recently, I hadn't heard from him in a year and a half. I do want to say that I have not mailed him a demand for money in the mail, - all of my demands have been made by phone, text, or email. I'm not entirely sure where he is living.
My question is - my stupidity at lending him the money that way aside - what recourse do I have in small claims court?
Would my witness and my bank statement be enough to get me my money back - I'm worried that since it was in cash and I have nothing in writing in the past year and a half that I'm out of luck.
I do see his mother every now and again - would I be violating some law if I talked to her about the loan and where he is?
What's the statute of limitations on something like this?
thanks!
I have not seen a dime of the money he agreed to pay me.
My boyfriend was there at the time and is aware of the agreement - he was there when I gave him the money. Other people know about it, but he's the only one that was actually a witness.
The only proof I have is my bank statement showing the money coming out of my savings account and my boyfriend's statement as a witness.
He has not returned any of my emails or cell phone calls in a year and a half (and only a few about the loan before that) and until running into him recently, I hadn't heard from him in a year and a half. I do want to say that I have not mailed him a demand for money in the mail, - all of my demands have been made by phone, text, or email. I'm not entirely sure where he is living.
My question is - my stupidity at lending him the money that way aside - what recourse do I have in small claims court?
Would my witness and my bank statement be enough to get me my money back - I'm worried that since it was in cash and I have nothing in writing in the past year and a half that I'm out of luck.
I do see his mother every now and again - would I be violating some law if I talked to her about the loan and where he is?
What's the statute of limitations on something like this?
thanks!