A few weeks ago I gave account information to a collections agency in order to make a payment on an overdue account. The payment was supposed to be for $250.00 but they deducted $3500.00. I am not disputing that I owe the money but I was trying to set up payments to get this taken care of and they deducted the entire amount from my checking account wiping out all of my money for house payment and other bills. My bank says they can do nothing about it since the company had my information. The credit company keeps avoiding my calls and will not return them. Do I have any rights in getting this money back? I was willing to make payments on this bill but I could not afford to pay the whole amount at one time.