My jurisdiction is: Georgia
I January of 2007 I took out a payday loan over the internet from payday2go.They were supposed to send a loan packet with the phone number I needed to fax in order to pay off the loan.After about two months I still hadn't received anything in the mail ,
,After this time I had paid at least 350.00 in interest.I couldn't remember the name of the company (mother of four to jobs = short term memory)so I closed my checking account thinking then they would contact me.I had not heard from them until I received a call this month at work and on my voice mail from a man claiming to be a polce officer threatning to have me fired and he said he would have me put in jail if I did not pay 1500.00 . The original loan was for 300.00 ,,I called payday2go after getting the name from the man that called me and they said it had been sold to a third party collections.In trying to find out if I could really be put in jail for this I found out payday loans have been illegal in Georgia since 2004.So I have two questions can I be put in jail for not paying the 1500.00 he's demanding .Also how can I prove he's not with the police and stop the threats.I have never dealt with anything like this so I may be wrong but when he calls its from 919 000 0000 and the call back number is a 215 area code and I just don't think a real police officer would threaten and demand money,,Could you please give me some advice,:bye:
I January of 2007 I took out a payday loan over the internet from payday2go.They were supposed to send a loan packet with the phone number I needed to fax in order to pay off the loan.After about two months I still hadn't received anything in the mail ,
,After this time I had paid at least 350.00 in interest.I couldn't remember the name of the company (mother of four to jobs = short term memory)so I closed my checking account thinking then they would contact me.I had not heard from them until I received a call this month at work and on my voice mail from a man claiming to be a polce officer threatning to have me fired and he said he would have me put in jail if I did not pay 1500.00 . The original loan was for 300.00 ,,I called payday2go after getting the name from the man that called me and they said it had been sold to a third party collections.In trying to find out if I could really be put in jail for this I found out payday loans have been illegal in Georgia since 2004.So I have two questions can I be put in jail for not paying the 1500.00 he's demanding .Also how can I prove he's not with the police and stop the threats.I have never dealt with anything like this so I may be wrong but when he calls its from 919 000 0000 and the call back number is a 215 area code and I just don't think a real police officer would threaten and demand money,,Could you please give me some advice,:bye: