I need advice.
My car was parked legally, and another person hit it. Obviously the other driver was found at fault. The guys insurance company contacted me and asked if I had gotten in a rental car yet. I explained to them that I could not afford a rental car. They said that they would be able to provide me one at no out of pocket expense to me. I said great. Then the bombshell which I don't see as fair. They explain to me I have to have a Major Credit Card to obtain the rental car as a deposit. I don't have one. So, since i do not have a credit card, I have to suffer for 2 weeks until my car is fixed due to the incident they are obligated to make right.
Is this legal? Do I have any way to make them get me a car? If they say there is no out of pocket expense to me, why should I have to put up a deposit on a credit card for the car? Shouldn't they be guaranteeing the payment?
Any advice would be appreciated.
My car was parked legally, and another person hit it. Obviously the other driver was found at fault. The guys insurance company contacted me and asked if I had gotten in a rental car yet. I explained to them that I could not afford a rental car. They said that they would be able to provide me one at no out of pocket expense to me. I said great. Then the bombshell which I don't see as fair. They explain to me I have to have a Major Credit Card to obtain the rental car as a deposit. I don't have one. So, since i do not have a credit card, I have to suffer for 2 weeks until my car is fixed due to the incident they are obligated to make right.
Is this legal? Do I have any way to make them get me a car? If they say there is no out of pocket expense to me, why should I have to put up a deposit on a credit card for the car? Shouldn't they be guaranteeing the payment?
Any advice would be appreciated.