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Sue by credit card lawyer Credit Cards, Rating, Repair

Discussion in 'Other Debt, Collection, Garnishment' started by yaumankirana, Jul 18, 2014.

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  1. yaumankirana

    yaumankirana Law Topic Starter New Member

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    Hi... i live in NY state... I have legal paper that saying I been sue by the credit card lawyer in courts, and when I get the court letter.. I call the debt collector lawyer to ask verification from them. After 3 weeks I got the verification letter in the mail, and when I check one by one every month they charged me for fees and interest charged...! within 3 years.. all my actuall balance is only $1250 and all the fees and interest charged is $1859, so its mean they charged me more than what I owed... Is that possible to dispute all the fees and all interest charged in courts..?

    thank's
     
  2. Proserpina

    Proserpina Moderator

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    There's no reason why they shouldn't charge you - if you had paid as agreed, they wouldn't have needed to take you to court at all.
     
  3. mightymoose

    mightymoose Moderator

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    You can dispute it all you like, but if you are late with your payments they will get whatever interest and fees are due according to the contract.
     
  4. Betty3

    Betty3 Super Moderator

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    They are allowed to charge interest & late fees if you don't pay on time - read your credit card agreement if you still have it. They can really add up.
     

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