Student Loans student loan

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Hello my question is weather or not wage garnishment and your income tax refund can both be taken ? For a student loan . Thank you.Otis
Yes to both.

While Texas is considered more debtor-friendly than most states (regular creditors cannot garnish), the State is absolutely within its rights to garnish your wages and intercept your tax refund
From the link below: When you are eligible to receive money from the federal government, such as an income tax refund, that money can be diverted to repay your defaulted student loan(s). This is known as a Treasury offset and is required by federal law and regulations.
From the link below: Texas law limits the amount that a creditor can garnish (take) from your wages for repayment of debts. The Texas wage garnishment laws (also called wage attachments) are even stricter than federal wage garnishment laws. In Texas, your wages may not be garnished by creditors except for child support, alimony, taxes, and student loans.
Thank you reply. How do I find out who is garnishing my wages I'm not sure. I know that sounds Dumb but I'm not good st this legal stuff
If they won't give you the details, please report back - we can try to help you push the issue :)
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