Student loan forgiveness

[ElizabethB]

Jurisdiction

Missouri

Are student loans forgiven in cases of undue hardship, the brunner test, or totality of circumstance, with mental health issues in Missouri? If so, what is required/needed to start this process?

 

[mightymoose]

Is this for a federal student loan?

You can look into getting a deferment due to hardship. Having the loan erased off the books is unlikely.

 

[ElizabethB]

Is this for a federal student loan?

You can look into getting a deferment due to hardship. Having the loan erased off the books is unlikely.

 

[ElizabethB]

Yes. It's actually in regards to my husband. It's a federal loan. He had it on deferral, now PAYE. With little as he makes, and now his diagnosis of mental illness, it's become a whole lot more difficult.

 

[zddoodah]

I suggest you review some of these search results.

 

[PayrollHRGuy]

If his mental illness rises to the level of Total Permanent Disability that would qualify for discharge.

https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/disability-discharge