- Jurisdiction
- Washington
I was on SSI for several years (PTSD), and when I got a well-paying job notified them immediately. Next thing I knew, I was being audited for the last 12 months of SSI. She said I couldn't have been paying my bills with the income and assets I had. I proved with statements that I'd been living on credit cards, but she found against me, that I'd been "overpaid" SSI. What an angry woman.
I appealed, but unfortunately gave them the only copy of the documents. A couple weeks later my original credit card statements were returned to me by mail with no letter, and the address handwriting was that of my auditing officer. (hmm) I waited and waited for word, and finally after 6 months went back to their office, whereupon I was told there is no appeal and I was now past the appeal period! Naturally my appeal was 'lost' and was never annotated, although my visits to their office were.
I filed another appeal, and the same auditor who decided my case (How can they do that?) turned it down as untimely.
I lost my job after a year and found that Social Security had dinged my credit reports with a $6,700 unpaid debt, taking me down from a score of 804 to 670. Then they garnished my former employer. (good luck with that) Miraculously I'd managed to buy a house with this sh*t on my record, but I was charged higher interest. Now I want a HELOC. but higher interest because of this SocSec issue alone.
I read that Washington now has a new law with stricter reporting requirements; three of four identifying items must be correct, or the item must be removed. I suspect though that they give SocSec an opportunity to correct, and even if its removed it could take months for my score to improve. How can I navigate this process to get this unjust black eye off my record? I work in a field of trust, and this sort of problem also impairs my ability to get a job. (THANK you, SocSec, is this what you really want?!) Is there any other way to get this removed?
I have reapplied for SSI for the time being, retroactive to January, but they are insisting that I also get Social Security, but it is too early and I'll be penalized for the rest of my life.
I appealed, but unfortunately gave them the only copy of the documents. A couple weeks later my original credit card statements were returned to me by mail with no letter, and the address handwriting was that of my auditing officer. (hmm) I waited and waited for word, and finally after 6 months went back to their office, whereupon I was told there is no appeal and I was now past the appeal period! Naturally my appeal was 'lost' and was never annotated, although my visits to their office were.
I filed another appeal, and the same auditor who decided my case (How can they do that?) turned it down as untimely.
I lost my job after a year and found that Social Security had dinged my credit reports with a $6,700 unpaid debt, taking me down from a score of 804 to 670. Then they garnished my former employer. (good luck with that) Miraculously I'd managed to buy a house with this sh*t on my record, but I was charged higher interest. Now I want a HELOC. but higher interest because of this SocSec issue alone.
I read that Washington now has a new law with stricter reporting requirements; three of four identifying items must be correct, or the item must be removed. I suspect though that they give SocSec an opportunity to correct, and even if its removed it could take months for my score to improve. How can I navigate this process to get this unjust black eye off my record? I work in a field of trust, and this sort of problem also impairs my ability to get a job. (THANK you, SocSec, is this what you really want?!) Is there any other way to get this removed?
I have reapplied for SSI for the time being, retroactive to January, but they are insisting that I also get Social Security, but it is too early and I'll be penalized for the rest of my life.
