My husband and I had our vehicle repossessed because I lost my job and we had only one income. We were told that an order to answer interrogatories was served on us but I did not sign for it, nor did we receive it. It is possible someone else in my household accepted it but we never got it from anyone. We just received a Show Cause Summons (Civil) for this Thursday. What can we do? We know that once a vehicle is repossessed we still owe the money. Will the judge allow us to enter into a payment plan. AT this time, my husband has a garnishment for a hospital bill. Will we be garnished again? Please help as we don't know what to do or to expect. Do we need to find an attorney to go with us to court on Thursday?