Scam School

[Foggy-Notion]

Jurisdiction

Nevada

Hello.
I hope this is in the right catagory.

I was enrolled in the Oprah House School of Casino Dealing, in Las Vegas NV some 30 years ago, and their dormatory turned out to be a motel they owned, which was still open to the public at the same time and full of crack dealers.

We were beat up and mugged and I was threatened again by the school staff itself for complaining and basically ran out of town leaving in fear.

It was owned by billionaire Steve Wind, whom I feared was possibly mob connected, the way the staff threatened me.

Soon after the other students filed a successful class action law suit against the school, but I was already out of state and heard about it later.

Nieve, I thought the school was shut down and had to give the student loans back.

Now 30 years later, suddenly I learn my wages are being garnished, for $600 a month. Why did they wait so long, until so much interest accumulated?

And can I use the fact that the school was corrupt, found guilty, and benefitted no students, to reduce or nulify this nightmare loan?

And yes, the loan was federal.
but I assume it was also federal who
gave the school it's business license.
All student complaints and law suit
are on file somewhere.

Please help.
Thanks

 

[adjusterjack]

Soon after the other students filed a successful class action law suit against the school, but I was already out of state and heard about it later.

Nieve, I thought the school was shut down and had to give the student loans back.

As a member of the class you would have had to file your claim for any settlement money within a limited amount of time. I'm guessing that the time was up a long time ago.

Now 30 years later, suddenly I learn my wages are being garnished, for $600 a month. Why did they wait so long, until so much interest accumulated?

Anybody's guess. Maybe they couldn't find you. Maybe they wanted a large payday.

And can I use the fact that the school was corrupt, found guilty, and benefitted no students, to reduce or nulify this nightmare loan?

No, not a bit. You borrowed the money. You spent it. You owe it. It's like taking a cash advance from your credit card and being robbed by a prostitute. That you were a victim doesn't change the fact that you still owe the credit card company.

I assume it was also federal who gave the school it's business license.

Seriously? A federal license for a casino dealing school? I don't think so. Besides, it would be irrelevant.

I don't think federally guaranteed student loans can be discharged in bankruptcy but it would be worth your time to consult a bankruptcy lawyer and find out.

 

[zddoodah]

the Oprah House School of Casino Dealing

I could find no evidence that any school by that name exists or ever existed.

Now 30 years later, suddenly I learn my wages are being garnished, for $600 a month.

Being garnished by whom?

Why did they wait so long, until so much interest accumulated?

Are you assuming that we have information about your situation beyond what you put in your post?

And can I use the fact that the school was corrupt, found guilty, and benefitted no students, to reduce or nulify this nightmare loan?

You saying it "was corrupt" is legally meaningless. You claim that the school was "found guilty," but you didn't say what it was "found guilty" of doing or who made that finding. Your assertion that the school "benefitted no students" is irrelevant (even if true). If someone is garnishing your wages, that means someone got a judgment against you, and that wouldn't be possible without you being sued, and your post is completely silent about the lawsuit that led to the judgment that is the basis of the garnishment. The starting point for dealing with this is the court file relating to that lawsuit.

And yes, the loan was federal.

And I'm sure that the school was not the lender, which means your complaints about the school have nothing to do with your obligation to the lender.

I assume it was also federal who
gave the school it's business license.

Bad assumption. Business licenses are typically given on a local level.

 

[adjusterjack]

I could find no evidence that any school by that name exists or ever existed.

That's because it was the Opera House Casino which closed in 2014 and has since been demolished:

Opera House Casino - Wikipedia

I didn't think Oprah was running a school for casino dealers. LOL.

 

[Foggy-Notion]

Does anyone know where I could find old records of the class action law suit? It was back in 1989-1990.

Thanks

 

[adjusterjack]

I googled. Nothing came up. You might have to pay a lawyer to search for you.

 

[Foggy-Notion]

Okay, if any if you law students are worth your salt, you may be up for this challange.
I, on my own, discovered the law reguarding statute of limitations on federal student loans, was changed from 6 years, to "no statute of limitations" in 1991.
I acquired my federal loan in 1989. My loan is under the loan laws of 1989, is it not?

 

[Foggy-Notion]

Any lawyer or law student worth their salt should be up for this challenge.

If a law is changed, are any actions prior to that law change, subject to that law change?

That is, if a loan was acquired under a certain set of laws and rules, and subject those laws and rules, as explained to, and in the understanding of, the borrower, and then 2 years later those laws and rules changed reguarding similar loans, which laws and rules apply to the prior acquired loan?

I'm using variations of wording, to make the question very clear...

Do changes in the law reguarding loans, apply to any loans made prior to the law changes?

Is that loan under the statues that were in place when the loan was made? Or can it be dragged into new legal regulations, after the borrower already aquired the loan?

If you aquire a loan under a certain set of US laws, and those laws are changed 2 years later, Is your loan subject to the new laws?

 

[cbg]

Only if the law expressly states that it is retroactive to (date).

 

[army judge]

Any lawyer or law student worth their salt should be up for this challenge.

This lawyer doesn't do homework for others, nor does he respond to hypos.

I have no interest in NaCl, but I do love Au, (the one with the atomic number of 79) lots of shiny, glittery, sparkly Au.

 

[zddoodah]

Does anyone know where I could find old records of the class action law suit? It was back in 1989-1990.

The court where the case was filed should have records. Do you know in which court the case was filed? Since the school was supposedly in Las Vegas, Nevada, I would assume it would have been the Eighth Judicial District Court or the U.S. District Court for the District of Nevada. It's not inconceivable that someone else may still have some records, but you're talking about something that happened 30 years ago.

Okay, if any if you law students are worth your salt, you may be up for this challange.

I don't believe any of the regulars who post here is a law student.

I, on my own, discovered the law reguarding statute of limitations on federal student loans, was changed from 6 years, to "no statute of limitations" in 1991.
I acquired my federal loan in 1989. My loan is under the loan laws of 1989, is it not?

It is not. The statute of limitations that would apply would be that which was in effect at the file of filing suit or (possibly) the date of breach.

If a law is changed, are any actions prior to that law change, subject to that law change?

Depends on the specific facts and the wording of the law.