Hi, I am a buy here pay here auto dealer and need advice on a legal issue. I have a customer who filed chapter 13 two hours after a justified repossession. By refusing to give back the vehicle with out payment, I am being sued for obstructing a filing of chapter 13 with punitive charges of twice the value of vehicle. I have only been in business for a year now and feel like I am the victim in this case. The vehicle was returned to the customer due to these threats by their attorney sadly. What can I do? It scares me that any customer can do the same at any time. Any advice would be helpful. Not all used car salesmen are crooked and I am trying to do what is right.