Personal Injury Claim--Compensation?

low speed side impact MVA 2 years ago with whiplash. residual neck pain and headaches. Have gone through 2 rounds of PT, spinal consult. Spinal MD says will have trouble probably the rest of my life with this. Age 40, healthcare worker. What would be a REASONABLE request for compensation of pain, injury and potential future medical costs? I have not consulted an attorney, and am hoping that my current job title of Risk Manager will encourage them to settle out of court. I am not trying to get rich, but the thought of daily neck pain and at least twice weekly headaches for the next 20-40 years (God willing!), gives me pause......