Past 30 days for debt collector to validate debt - Lawsuit

Status
Not open for further replies.

catapult

New Member
I am being sued by a debt collector. I didn't understand the lawyer-talk as it it ambiguous, on the letters this debt collector sent. I asked them to validate the debt because I don't think they actually bought it and they're trying to collect on a debt that's not mine and now I hear that there is nothing I can do. Even if it's 30 days past they must somehow be responsible to show that they actually bought the debt and that the debt is mine. People can't just willy-nilly sue people and say that a debt is a consumer's and rely on that 30-day limit. Most people don't know the law and don't know what to do and don't really want to pay for an expensive lawyer. They sent me these interrogatories, which is basically asking vague, ambiguous and VERY difficult to understand questions. I didn't answer, I didn't know it was sooooooo legal. Now I finally answered it and they sad my answers are not responsive. So I sent another one and they said they're not satisfied with THOSE answers! WHAT DO THEY WANT? I need to find a way to STOP these shady debt collectors and put the burden of proof on THEM and how they arrived at that outrageous amount that I do not owe.
 
Stop answering them. You are under no obligation whatsoever to answer their questions.
Have you actually been served a summons to apepar in court?
If not, make yourself real small and quit communicating with them.
If you are ever brought in to court then you can worry about an attorney- but the debt collector prefers to scare you into compliance without having to go to court.
Only a judge can order you to pay- so ignore, ignore, ignore!

Also, if you truly believe this is not a debt you are responsible for, keep an eye on your credit report and dispute anything that shows up on there.
 
Status
Not open for further replies.
Back
Top