Husband & I bought a sofa, only he signed the contract. We didn't get a copy of the contract or any explanation of the term 'no finance charges for 12 months if paid full", there was no explanation about what the contract said. My husband died 9 months later, but before he died we tried to return the sofa because we were having problems with the materials etc. The problems with the sofa began 2 weeks after we received it. Is the wife liable for the paying for the sofa? I am still having problems with the company, trying to get this resolved. Nothing about the purchase was explained. I don't even know where to send the money or to who.