Sometime around jan. 17th i made a $170 deposit to my online gambling account from my checking account. About that same time banks quit processing transfers from the checking accounts because of the new internet gambling law. My deposit was not processed before the ban on transfers took effect. Now the online gambling site is stating that it is going to report me to the credit bureaus because my account has a negative balance because my deposit from my checking account didn't clear before the ban. My problem is they will not take the money out of my checking accout , payal or credit card. They want me to join a new service that you buy phone minutes with your credit card and then convert the phone minutes to cash. My question is can they report me to the credit bureaus for this when the withdrawal from my checking account had and still has sufficient money to clear the online deposit i made? Can they make me join the new service to buy phone minutes to convert to cash to take care of this mess? They are no longer able to have money going directly to them.