i have this loan company that i'm behind in i was 3 months and i made one payment and told them that i would make a payment on the 15th and 30th and that would catch me up on my payment now he has went and filed a judgement against me. i just want to know how that works and what do i have to do to resolve this matter. i don't have all the money to pay them off.
in another case this loan company that i purchased a sofa table, coffee table, and end table from which i never picked up i told them after making one payment that i couldn't afford to make the payments anymore.they want me to sign a paper stating if they sell the furniture which is still in a box that i would have to pay for the rest of it if they don't sell it for the price it is tell me what i can do about this also.