In other words, you didn't like the answer you got in your other thread.
I'm sorry that no one was able to give you a legal way to ignore paying your bills for four or five years and still avoid garnishment when Texaco gets tired of waiting for their money, but the legal answer is still the one you got - the way to avoid garnishment is to pay the bill.
You may not think the rest of us to be very bright because we can't give you a way to do what you want to do but we're not the ones facing garnishment.