A collection agency called me, John P Frey Attorney, and is demanding payment of $1300.00 today for a bill of $2600.00 i owe. I have offered to pay $200.00/mo until the end of December this year, and then pay the remaining amount due in full in January 2008. They will not accept this, and have given me one day to come up with the money. Is this legal? I live check-to check and cannot afford to pay $1300.00 today. If someone has some advice, i would surely appreciate it.
Edward
Edward