OK, I hope this is the right area for this. My friend has bad credit so for her to get a lease on a car I need to be the sole person on the credit application. My issue is not the money but the legal ramifications since she will take out her own insurance for the vehicle. First, since I am the one only on the credit I would need to take insurance out under my name and have her as a driver to protect myself. What if she took out insurance under her name? Outside of the fact that she didn't pay for insurance and would be unregistered what other legal issue can you see me having if she pays her insurance ontime? Would you or would you not do this and why? Thanks in advance.