Other Debt Ms Spencer

[Spencer1]

when does the statue of limitation begin in texas on a debt lawsuit...when does the clock start and end?

 

[army judge]

when does the statue of limitation begin in texas on a debt lawsuit...when does the clock start and end?

The clock starts on the date YOU made your last payment or purchase on the account.
It ends after four years of no activity.

Texas's four-year statute of limitations on debts works alongside the Texas Debt Collection Act. The limited time period means that debt collectors cannot sue individuals in an attempt to collect debts that are more than four years past due.

In Texas, even if you are sued, very few creditors can attach your wages.
One of those excluded creditors happens to those who issue credit cards.

http://www.bigtexcredit.com/resources/texas-law-library/texas-statute-of-limitations-on-debt/