moving to another state with a judgment

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joeblow

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I have a credit card judgment against me in WV. I now live in PA where the SOL is only 4 years. The SOL in WV is 20 years. If it has been more than 4 years and I am a resident of PA can I file in PA to have the judgment to be dismissed?

I have a credit card judgment against me in WV where the SOL is 20 years. I am now a resident of PA where the SOL is 4 years. If it has been more than 4 years since the judgment was issued can I file in PA to have it dismissed?
 
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I have a credit card judgment against me in WV where the SOL is 20 years. I am now a resident of PA where the SOL is 4 years. If it has been more than 4 years since the judgment was issued can I file in PA to have it dismissed?


First of all the SOL is WV is ten years.
In PA, the SOL for judgments is a mere five years.

http://www.enforcementinstitute.com/2011/03/01/judgment-statute-of-limitations/

You can file, but it won't work.
Not to worry, OP, you don't have to do a darn thing.
You've already done everything you need to do, to stop your wages from being seized to satisfy judgments!!!
Read on for the GOOD news, OP!

http://www.nolo.com/legal-encyclopedia/pennsylvania-wage-garnishment-law.html

The holder of the judgment will have to domesticate the WV judgment (assuming the WV judgment is still valid) in PA.
If the judgment holder is able to domesticate the WV judgment in PA, he or she can then attempt to enforce it against you in PA.
That means, if his or her domestication efforts succeed, he or she can then try to snatch your stuff (LEGALLY, OF COURSE), wages, bank accounts, etc., all in an effort to satisfy the judgment.

But, relax, my friend, the best is yet to be revealed!!!!

Okay, here's MORE good news for you, OP.
North Carolina, South Carolina, Pennsylvania, and Texas do not allow wages to be attached (levied against) in order to satisfy a judgment; other states set limits on how much of your wages can be levied to satisfy a judgment.


Read this:


http://asjudgments.com/judgment-enforcement-by-state/


http://www.fullertonlaw.com/newsletters/domestication-of-judgements.html


http://debtclear.com/creditor-lawsuits/judgments/
 
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Or to simplify, if the judgment is to be collected, it will follow the new state's rules. If you've managed to "hide" via PA's very generous debtor-friendly rules, you can rest with only the assurance that your wages can't be garnished.

But there are many OTHER legal ways for a creditor to grab their money.

Dismissal is not an issue here. You don't get off that lightly.

You might want to hold off the party for awhile.
 
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