Missing Heir on Auction Home.

[Elizabethstah]

Jurisdiction

Texas

We are in the process of selling a home we purchased at an deed action. The title is in our name but title company doesn't want to insure because of a missing heir. The missing heir has never lived at the location and has been missing for many years. What can we do to get a title company to insure

 

[zddoodah]

title company doesn't want to insure because of a missing heir. The missing heir has never lived at the location and has been missing for many years.

You've provided no context, so these statements make no sense. What is this person an "heir" to? What does it mean that he or she is "missing"? There's not a whole lot anyone here can tell you without a clear set of facts.

What can we do to get a title company to insure

It would seem to me that the best way to get this question answered would be to call the person at the title company who told you that this would be a problem and have a discussion about what can be done. You could, of course, also confer with a local real estate attorney.

 

[army judge]

We are in the process of selling a home we purchased at an deed action. The title is in our name but title company doesn't want to insure because of a missing heir. The missing heir has never lived at the location and has been missing for many years. What can we do to get a title company to insure

There is nothing YOU can do to force any insurer to insure a risk.

Texas law does not require anyone to purchase title insurance.

However, a lender will require you to buy a Loan Policy of Title Insurance to protect their interest.

Read about "loan policy title insurance":

https://www.tdi.texas.gov/title/documents/form_t-02.pdf

There are many agencies who claim they can locate "missing heirs.
Make sure you vet any agency you employ.
Here are a few:

The Guide to Locating Heirs in Texas

HeirSearch.com We Find Missing Heirs A Better Way

www.omnitraceprobate.com/






Here is what the TDI says about title insurance in Texas and missing heirs:

Title Insurance Frequently Asked Questions (FAQs)


You might wish to consult a licensed Texas real estate attorney for additional assistance.

In the future, be very wary about purchasing real estate from a sheriff's sale, if you wish to seek financing to accomplish the sale.

Lenders are very careful about lending money without safeguards, which means purchasers should also be wary.