My father passed away 2 years ago and I recently found out he had a life insurance policy. After talking with the company I have found that all the listed beneficiaries have passed away. There is no will and the insurance company has told me that an estate has already been set up for his policy, and that all I had to do was petition the court to become the executor; after that they would be able to send me the proceeds. The policy was issued in NY and all aplicable parties also lived in NY. I honestly do not even know what all this means, and I have no idea what I am doing. This is all a bit overwhelming.