I live in Austin, Texas. Me and my mom were in her car on April 5 when we were rear ended. The woman was determined to be at fault. Immediately after the wreck I had a terrible headache so we went to the hospital. They ran CAT scans of my head and neck, and determined I had no broken bones, but soft tissue damage.
In the months proceeding the wreck I have been going to a chiropractic/massage therapist and seeing my family doctor. According to my health insurance company's itemized statement I accumulated around $13,000 in medical bills. They are asking the auto insurance adjuster to reimburse them the $2,132 they paid on my behalf.
Not only has contacting the travelers insurance adjuster been a huge pain, but she seems unconcerned about the fact that I have been having frequent headaches, and even had to drop a college class due to my painful recovery.
The adjuster offered me $1,500 for pain and suffering along with the amount to pay my health insurance company.
Is this a fair amount or should I go through the hassle of finding a lawyer? What kind of factors determine a settlement amount in a case like mine?
-Ariel
In the months proceeding the wreck I have been going to a chiropractic/massage therapist and seeing my family doctor. According to my health insurance company's itemized statement I accumulated around $13,000 in medical bills. They are asking the auto insurance adjuster to reimburse them the $2,132 they paid on my behalf.
Not only has contacting the travelers insurance adjuster been a huge pain, but she seems unconcerned about the fact that I have been having frequent headaches, and even had to drop a college class due to my painful recovery.
The adjuster offered me $1,500 for pain and suffering along with the amount to pay my health insurance company.
Is this a fair amount or should I go through the hassle of finding a lawyer? What kind of factors determine a settlement amount in a case like mine?
-Ariel
