I was not home one night, but my car was left with my husband and one of my neighbors asked to use the car and he let her. While she had the car she totaled it. The reason why I am saying my car is because the car is in my name and was purchased before the marriage, making it my property not marital property. Also we have had this problem before with him letting her borrow the car without my knowledge. So my neighbor and I had a discussion about her not asking him, but asking me for permission to drive my car, but she still went behind my back and asked him and while she had my car she was in a one car accident and totaled it. I have text messages of her agreeing that she did indeed total the car and that she would pay me. How would this case go over in small claims court?