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Improperly Served Credit Cards, Rating, Repair

Discussion in 'Credit Cards, Credit Rating Repair' started by H2obaryr, Apr 8, 2014.

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  1. H2obaryr

    H2obaryr Law Topic Starter New Member

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    I found out I have a court date tomorrow but was never served a summons from the debt collection agency. I have tried to work with the company to come up with a payment plan, however, the agency won't accept any offer I can afford. I am not sure if I should report since I didn't receive the summons. If I do go, what should I expect?
     
  2. mightymoose

    mightymoose Moderator

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    If you don't go you will get a judgment against you.
    At the least you should show up and explain that you were not served and just found out, and that you need time to prepare.
    Ask for a continuance so you can seek legal counsel. That may at least delay the inevitable, but it gives you time to come up with a plan.
     
  3. Proserpina

    Proserpina Moderator

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    I'd also find out if you were served by other means - it's not necessary for someone to walk up to you and hand you the paperwork.
     
  4. Betty3

    Betty3 Super Moderator

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    You do need to go to court or they will get a default judgment against you for not showing up.
     

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