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Home Owner Insurance

Discussion in 'Homeowners, Fire, Casualty' started by LuckyN, Apr 6, 2011.

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  1. LuckyN

    LuckyN Law Topic Starter New Member

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    The ceilings and walls of my old house have a lot of mold recently. This may be due to the unusual wet weather that makes the walls and ceilings damper than before. I have applied a lot paint over the moldy areas but could not stop them from re-appearing.

    Do you think a basic homeowner insurance policy will pay for repairing the walls and ceilings? I don't want to talk to the insurance now but would like to check with some of you who may have experienced a similar problem. Thanks.
     
  2. disagreeable

    disagreeable Well-Known Member

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    That is not the purpose of the insurance. It appears you have a moisture or leakage problem causing the issue.
     
  3. Betty3

    Betty3 Super Moderator

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    Generally whether mold is covered by home owners ins. comes down to the source of the moisture & the wording in the policy. Most basic home owners insurance policies exclude coverage of damage caused by mold.
     

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