Fraud, Embezzlement, Bad Checks fraud investigation

[mollysgf]

I live in Canada, my local police department is investigating a suspician of fraud. I went to 2 local banks and a mortgage institute to get a loan on the equity in my rental unit. I altered my income on my tax return to increase the amount showing. I provided photo copies but I did not get the loan because the banks wanted original copies. One of the banks contacted the police with suspision of fraud and gave them the copies. Exactly what can happen. I have not frauded anyone out of anything. In 2002, 2004 I had done the same thing but did get a mortgage and a second mortgage but I have never missed a payment. What kind of fraud is this and what can I expect. The investigation is still in progress and I've been advised to sit tight and wait to see what the local police come up with. Can I go to jail for this? Is this fraud or forgery? whats the differences between them. Because I havent frauded anyone out of any money, what can they cahrge me with?