I have a condo in California currently valued at 105k - we have a first mortgage with a bal of 200k and second with a bal of 65k. I can not afford the mortgage payments and the home owner associate fees any longer and I am very confused if I foreclose can I get sued by any of the lenders? a couple unit in my complex are currently up for auction and a few failed to sell at short sales. Can I get sued by the lender of my second mortgage? And if so, can I file for bankruptcy on that? Thanks for any advice.