JessieLeigh415
New Member
- Jurisdiction
- New Jersey
in 2014 a default judgement went against me. Papers were served to my parents house who I was estranged from at the time. I was living in a different town and was unaware of this judgement. The judgement is now 5 years old when I found out about it I called to see if they would offer me a settlement which they did of $880 but I had 30 days to pay it. I was unable to because I was seasonal and was getting laid off in 2 months. It is now 6 months later I have the $880 I called to see if I could settle for that amount they said they issued wage garnishment against me and would not be taking any offers. If they did a wage garnishment I will not be able to afford my apartment. The letter was dated July 23rd which I did not get it until Aug 1 and it stated I have 10 days to respond. again it went to a different address then where I live. Is there anything I can do? I called the original debt collector and explained the situation to them and they would be more then willing to take the $880 and stated they would send something to the lawyers to that effect but my question to is if the letter was dated July 23 do I have 10 days from when the letter was dated? or 10 days from when I got the letter which I have proof I did not receive it until Aug 1 as I have USPS informed delivery and can show it did not come in the mail until Aug 1. I live in NJ