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Deductible

Discussion in 'Automobile & Car Insurance' started by Christina Anderson, Aug 5, 2022 at 1:27 PM.

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  1. Christina Anderson

    Christina Anderson Law Topic Starter New Member

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    I was involved in an accident with a pedestrian and the man lost his life I was found not to be at fault do I still have to pay the deductible to get my vehicle fixed
     
  2. justblue

    justblue Well-Known Member

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    Call your insurance company and ask them.
     
  3. Zigner

    Zigner Well-Known Member

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    Yes, you are responsible to pay the deductible to get your vehicle fixed under your own insurance. Of course, you (and/or your insurance company) can go after the dead man's estate for compensation...but is that really something you want to do?
     
    justblue likes this.
  4. adjusterjack

    adjusterjack Super Moderator

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    Agree with Zigner (this time - LOL).

    Christina, you might check with your claims department to see if the deductible can be waived.

    If not, well, you knew you had one when you bought the policy.
     
  5. zddoodah

    zddoodah Well-Known Member

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    In any future posts, please make an effort to use something that resembles proper capitalization and punctuation. Doing so will make it easier for others to read and understand what you write.

    Found not at fault by whom?

    If you want your auto insurance carrier to pay for the repairs pursuant to your collision coverage, then there's no reason to think you won't have to pay whatever deductible is provided for in your policy. Do you have some reason to think you might not have to pay the deductible?
     

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