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Debt collectors

Discussion in 'Law School & Careers in Law' started by Julie B, Dec 12, 2015.

  1. Julie B

    Julie B Law Topic Starter New Member

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    Jurisdiction:
    North Carolina
    Are loan companies and debt collection agencies allowed to make false statements to their clients on unsecured loans, such as, we are going to take out a warrant for your arrest?
     
  2. adjusterjack

    adjusterjack Super Moderator

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    That particular threat is prohibited by the FDCPA:

    Fair Debt Collection Practices Act | Federal Trade Commission

    However, the FDCPA applies to debt collectors and not the originated lender.

    Some states include lenders in their own debt collection laws so just google something like debt collection law with the name of your state.
     

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