- Jurisdiction
- New York
I financed a brand new tent camper, put a down payment on it and signed the sales contract - dealership also signed the sales contract, this was 4 days ago. I got a letter from the bank they financed it through 3 days after signing stating they are giving me a counter offer of half the term, which will double my monthly payment. I called the dealership and they tried to tell me I signed a pre-approval paper and not a sales contract... I have my copy of the sales contract, I don't see anywhere on there saying it's only valid pending approval. She said the bank told her they want a co-signer and more money down (was not anything about that on the letter I recieved), she ran my credit through multiple other banks, never once called me! Do they have the right to do that? What are my rights in this situation?