My daughter, 21, lives in Shelbyville, IN. She is unemployed and lives with a room mate who is helping her pay most of her bills. All other bills are put on a credit card. She cannot get unemployment because the casino where she worked is fighting her all the way. (Can they do that?) Anyway, she does not have insurance. She is a veteran but does not know if she qualifies for VA. I keep pushing her to ask but she is quite the procrastinator. She just recently had to have her appendix removed and now she has a bill from the hospital for over $10,000. A woman who deals with people who cannot afford to pay their hospital bills said she may only have to pay $50 at the most. My daughter just received a bill from the doctor for another $3,000. She was told she would have to pay at least $40 a month or it will go to collections. What is she supposed to do? She can't afford the new government health insurance of over $400 a month. I thought this new type of insurance was there to help those in need but it costs more than insurance you can buy off the web!! And what was she supposed to do? Take out her appendix herself? She could have died if she waited! She has resigned herself to the fact that it will go to collections because she can't pay it. I told her to go to Family Independence Agency to see if there is any help there. But, like I said earlier, she is a procrastinator, but I will keep pushing. That is all I can do. I am unemployed also and can't afford to help her. Are they legally allowed to force someone to pay a bill if there is no money coming in?