I checked my Credit Report recently and saw where two different collection agencies had placed two different Medical Accounts (which had been placed for collection) on my credit file. On both of these files I was not the patient only the guarantor of the debt (because it was my insurance that was used). I contacted one of the companies who stated that they could not discuss the file with me due to the fact that the patient (who is my wife) was considered an adult at the time of services. I was advised that it would be a HIPPA violation for them to discuss any Information about the doctor(s), and other health care providers, the billing information about either the doctor or clinic that preformed such services, or the dates said services were provided. I was told in order for them to be able to discuss this account with me that I would need written authorization from my wife giving the Collection Agency permission to discuss the account with me.I contacted the second creditor who mailed me a statement of account which had the Clinic's name on it, the Doctors name as well as the dates the services were provided, my insurance company information, as well as my wife's account number from the clinic.So my question is since the first agency would not give me the information I requested because of HIPPA following the law and did the second Agency Violate the HIPPA Law?Or was the first Agency misinformed about the HIPPA Laws and the second Agency give me the information that I was legally entitled to?