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Collect from both Car and motorcycle UIM in Pa

Discussion in 'Automobile & Car Insurance' started by BBBGGG, May 10, 2017.

  1. BBBGGG

    BBBGGG Law Topic Starter New Member

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    Jurisdiction:
    Pennsylvania
    Facts
    At at fault defendant negotiated the policy limits , so plaintiff lawyer could move on to UIM from Plaintiffs insurer with stacked coverage

    It was later discovered that plaintiff also had 2nd policy from a different insurer offering significant UIM limits for being named as the driver and insured for that policy, as well as the original policy that the auto accident occurred

    It's pointed out that insurer #2 unstacked as their feature accepted, . But only 1 vehicle was listed on the bike policy

    What plays out in this situation ?

    The 2nd insurer was not party to policy limits agreed by both Both primary insurers as the bike policy was discovered to exist by accident at a much later date

    Would the 2nd insurer get a "credit" or would they be excluded because they weren't party to orinal negotiations

    Can the UIM be collected from both insurers in this situation ?

    Please, speak . I hope I was clear

    Thx
    Joe D
     
  2. adjusterjack

    adjusterjack Super Moderator

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    Plaintiff has lawyer.

    Plaintiff needs to ask lawyer.
     

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