I have a car that I did not drive very often so I never bothered to insure it. I then decided to use the car daily and on the first night that I needed to drive it I purchased a liability coverage policy for it through Progressive and then drove it to work for the night. On my way home I was pulled over for having a tail light that was out and also cited for not having proof of insurance. After signing the promise to appear, I stopped at a 24 hour Walmart and bought a new bulb for my taillight and then called my insurance company the following morning. They informed me that because I purchased my policy after normal business hours online that my policy wasn't actually active at the time that I recieved the citation, but was considered active at 12:01AM that morning.
My promise to appear date is approaching and I was wondering if I should just go to court and explain my situation and hope for a fine reduction, or should I plead not guilty and hope the officer doesn't show up to the next court date. I was under the impression that I was insured, but obviously ignorance isn't a free pass for breaking the law.
My promise to appear date is approaching and I was wondering if I should just go to court and explain my situation and hope for a fine reduction, or should I plead not guilty and hope the officer doesn't show up to the next court date. I was under the impression that I was insured, but obviously ignorance isn't a free pass for breaking the law.