Check cashed but payee did not receive the money

[tuanbuffalo]

Jurisdiction

Texas

Wells Fargo negotiated a check I wrote twice, the second time in error. The first check, $400, the funds went into the payee's account. All good. The second time WF paid the check and the funds were sent to Chase, Chase pulled $400 out of the payee's account and sent that money back to WF. So, over the two transactions, $400 was twice sent to Chase, of which $400 was an error and $400 should be in the hands of the intended recipient. But Chase has refused to give the legitimate $00 to the payees.

1. Where is the second $400 that went to Chase?
2. I have now paid $400 to someone/somewhere that is NOT the payee.

Wells Fargo says they have done their part (corrected the duplicate payments and since I am out only the original $400, the check I wrote, they are done.) Chase refuses to speak to me because I am not their account holder, and they tell the account holder that they don't owe them anything because it was WF's fault.

 

[army judge]

1. Where is the second $400 that went to Chase?

If you don't know, Chase refuses to say, and Wells Fargo appears NOT to care; how could a stranger know?

Some questions can be answered with a question, statement 1 is an example of such a question.

2. I have now paid $400 to someone/somewhere that is NOT the payee.

Statement numero uno is an interrogative, as in a question.

Statement numero dos is a declarative, as in NOT a question.

However, thanks for restating your original position, that you believe you are out four hundred bucks.

 

[zddoodah]

Where is the second $400 that went to Chase?

How could we possibly know? We know nothing about your situation other than what you've told us.

This can't possibly be the only question you intended to ask, can it? Do you have a legal question that we could possibly answer?

 

[adjusterjack]

Considering the Wells Fargo scandals of late, I'm amazed anybody still has any accounts there.