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Car wreck with someone elses car insurance says insurance was lasped that month

Discussion in 'Automobile & Car Insurance' started by foxguy95, Feb 13, 2017.

  1. foxguy95

    foxguy95 Law Topic Starter Guest

    I asked a qustion a bit ago about a situation where i used my mothers car and backed in to another vehicle. After calling her insurance at the time they are cliaming they denied that claim becuase insurance was lasped that month. My mother says it wasnt and it seems sketchy that insurance is lasped the one month that its needed. My big qustion is where does this put me. I didnt own a car at the time so i had no insurnce. We thought i was covered under hers to use the car that night but with them stateing its lasped i dont quite know what my next move should be. Im being sued by the owners and the insurnce of the car i backed into for more then i could ever pay

    Thank yall for the help
  2. txls

    txls Well-Known Member

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    If you are being sued and you have no insurance, then you need to get an attorney.
  3. adjusterjack

    adjusterjack Super Moderator

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    Then she'd darn well better have payment records to prove that it shouldn't have lapsed.

    That's the way it ALWAYS happens. Nothing sketchy about it. People don't pay proper attention to their insurance and think it's OK until something does happen and they get the bad news.

    In a deep hole.

    Then maybe you should consider a bankruptcy lawyer instead of a liability defense lawyer.
  4. mightymoose

    mightymoose Moderator

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    Ditto. If mom paid her insurance she should have evidence of that. She either didn't pay it or you are working with a small time shady company

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