ElizabethC
New Member
I am having some major issues with bill collectors over medical bills. 2006 was NOT a good year for my DH and I. Between both of us we have had 3 major surgeries in the last 6 months. Mine were with complications and I was out of work w/o pay. We are still trying to catch up our mortgage and car loan AND deal with the medical bills.
Even with insurance coverage OUR portion of the bills are approx. 10 K. We have entered into payment arrangements with several of the creditors but unfortunately a few of them will NOT compromise. They are demanding that we pay off their portions of the bills in 12 months or less. There is NO way that we can do that. The most I can afford is 50.00 per month per creditor (since there are so many of them) They are wanting at least 200.00 per month or they said they will sue and/or garnish my wages.
I don't even make enough money, nor does my husband , to pay these guys 200.00 a month each.
I don't know what to do. I want to pay my bills but they will not compromise PERIOD. Extremely hard nosed and unyielding. Bankruptcy is not an option. I don't have nor believe in credit cards and I have noone that I can borrow money from.
Any suggestions?
Elizabeth~*
Even with insurance coverage OUR portion of the bills are approx. 10 K. We have entered into payment arrangements with several of the creditors but unfortunately a few of them will NOT compromise. They are demanding that we pay off their portions of the bills in 12 months or less. There is NO way that we can do that. The most I can afford is 50.00 per month per creditor (since there are so many of them) They are wanting at least 200.00 per month or they said they will sue and/or garnish my wages.
I don't even make enough money, nor does my husband , to pay these guys 200.00 a month each.
I don't know what to do. I want to pay my bills but they will not compromise PERIOD. Extremely hard nosed and unyielding. Bankruptcy is not an option. I don't have nor believe in credit cards and I have noone that I can borrow money from.
Any suggestions?
Elizabeth~*