My Mom had a wire transfer from her boyfriend into her account they kept her money for over a month until the approval of funds supposedly now 3 months latter after her paychecks ,Ssi checks etc they closed her account with a positive balance said they had a description of funds and would let her know apon the disposition there decision and have kept all her money with no other explanation don't they have to mail her a check they just can't keep her money can they this is crazy what can she do