I was in a car accident last July. My car was totaled, but I was only going about 30mph, so I was relatively unhurt. I had a fairly good sized burn/abrasion from the airbag cover on the steering which hit my arm. I got that checked out at the doctor. I did receive a check from his insurance to cover doctor bill and car. They now called me today and told me that they haven't seen a docotor bill and were wondering if they still need to pay it. They also offered me $100 for pain and suffering, which I hadn't even thought about but they told me I could still claim. I didn't have much pain, but I was without a car for a few days, then had to drive a rental which they have already paid for. Is $100 enough. That was her first offer and I told her I'd get back to her tomorrow. I just don't want to screw myself over here.