Credit Cards, Rating, Repair an unknow judgement

[whynow]

Just got paper work says: a judgment has been entered against you in August 2010. What do I do now?

 

[army judge]

Just got paper work says: a judgment has been entered against you in August 2010. What do I do now?

Okay, you can use the state court website to search for the judgment.
You need to verify that the judgment is legitimate, so look for it here:

https://www.judiciary.state.nj.us/pressrel/2012/pr120411a.htm

Or, here:

https://njcourts.judiciary.state.nj.us/web15/JudgmentWeb/jsp/judgmentCaptcha.faces

The searches are FREE.

Once you locate the judgment, assuming you do, read it.
Its best if you can print it out, and read it leisurely.

If the judgment was filed in 2010, and you verify the authenticity of the judgment, it is well within the 20 year statutory period to execute (or collect upon) the judgment against the debtor. (That would be you.)

ENFORCEMENT OF JUDGMENTS
"
"
Limitations period.
The statute of limitations is 20 years for
New Jersey judgments (
N.J. Stat. Ann. § 2A:14-5 (2011)
;
Giordano v. Wolcott, 134 A.2d 593, 594 (N.J. Super. Ct. App.
Div. 1957)
). For foreign judgments, the statute of limitations
is the shorter of 20 years or the length of time to enforce the
judgment in the foreign jurisdiction (
N.J. Stat. Ann. § 2A:14-5
(2011)
). The statute of limitations is 20 years for an execution
concerning real estate, goods and chattel (
N.J. Stat. Ann. §
2A:17-3 (2011)
).
"
"
Accrual date.
The statute of limitations accrues on the entry of
judgment in the district court for New Jersey judgments (
N.J.
Stat. Ann. § 2A:14-5 (2011)
;
Giordano, at 595
). The statute of
limitations accrues for executions on the execution's entry (
N.J.
Stat. Ann. § 2A:17-3 (2011)
).

http://www.kelleydrye.com/publications/articles/1508/_res/id=Files/index=0/1508.pdf

 

[whynow]

First off thank you for your help website is down now so let's assume I owe it do I contact the attorney who filed against me and try to pay it or do I contact the original debt holder ? I don't want my pay to be garnish

 

[army judge]

First off thank you for your help website is down now so let's assume I owe it do I contact the attorney who filed against me and try to pay it or do I contact the original debt holder ? I don't want my pay to be garnish

After you've verified the document to your satisfaction, you should contact the party(ies) named on the judgment to arrange a payoff.
It might be the original noteholder, or it could be someone that has bought the paper.

 

[whynow]

Should I file for a vacated motion to buy some time? And if I do will that give me any leverage for a settlement?