shinziamoy
New Member
Hello. There is a law office calling me threatening me with a lawsuit or judgement over a Visa card that I had years ago. The balance is 900.00, but they say there are willing to settle for 600.00. After doing so research, the company that I orginally had the Visa with sold my acct to this credit management organization. So its this credit management group that has this law office calling me. Well when I looked them up on the BBB website it says that this law office is a "collection agency". This lady that calls is very ignorant...has called me a lier and everything. She called once and had my husband a nervous wreck. She told him that if a judgement is put against me they can come into my house and take WHATEVER. Now I do not own the property that we live on. We rent. Can they come onto the property without my landlords permission? I wanted to make payment arrangements but she said its too late for that. She really has me scared. Money is very tight for us right now. My husband is on disability and I'm caring for my youngest son who has just been diagnosed with seizures. Plus I'm taking college classes to try and better myself. I'm not sure what to do. Any advice would really be GREATLY appreciated. Thanks so much