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... One more thing. I wanted to mention that the lady at the bank told me people have 60 days to dispute any purchases with a credit card, not 180. As the regulations have been undergoing many changes lately, perhaps this rule has changed? Maybe it is decided on a state by state basis.

Ok, I went to edit my last post but I seem to have deleted everything else I wrote so I'll give the short short version... Ebay overrided the deadline after reviewing my saves messages that were exchanged between myself and them. Called the bank first to see what can be done but they didn't know...

Thank you so much for that tip. I was going to fund the purchase with my paypal buyer credit initially and instead opted for my registered debit/credit card that is linked to my bank account so that I won't have a bill. It is registered as a credit card I believe. The card says Visa on it and...

I will try to explain what happened with as much detail and few words as possible. Won an Ebay auction on Jan 5 for a custom made gown. After about a month or so of slow communication with the seller, I began to have a gut feeling that maybe this wasn't the best idea and since the gown had not...