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Commenting on ,if it is at a collections agency its charged off- So that means what? Whatever Dodd collects he keeps? So we are just keeping him in self employment?

Agreed, what can we do? I have been sent 2 letters from Dodd. Both different amounts. I called and they said if I was active duty it was illegal for them to charge me. Well I was when I bought the car in Jan/95 then got out and married an active duty. They said the car had to be in the active...