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Thank you for your reply and answer. Do you have any answers to my other questions? I can see after re-reading my short version of my story why someone could say niggardly but that is really not the case. I was trying to get all the info at once so I could know what my options are. It's...

I was layoff by my ex-employer due to Reduction In force. I refused to sign any of the paperwork (termination report) my supervisor wrote on the report “employee refused to sign" and then he signed it. I asked for a copy of it & he gave it to me along with my last checks, which were hand...