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Thank you very much, I had been told a legal judgement could not be discharged by bankruptcy. I appreciate your advice very much and am looking into that now. :)

I have 2 legal judgements that are valid debt. On April 18, 2008 the law firm handling the collections went in and cleaned out both my bank accounts with no warning, and then attached a writ of garnishment to my wages. The oringinal debts were 13,000.00 and 8000.00 both credit cards. The...