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Why does the envelope on my topic have a black dot?:confused:

In march of 2003 I was given the choice of taking a $5 dollar pay cut or a severence package from my employer. I took the package and left. In march of this year I was given the opportunity to start my own business doing the samething as my previous job. The opportunity came from one of the...

I have recently come upon bad times and can no longer afford my car. Can I return it to the bank? Will I be responsible for any costs? It's my understanding that they sell the car then I have to pay the balance? To me that sounds funny because if I could pay the balance I would keep the car. Any...

In march of last year I was laid off from my job due to "re-organization" of the company. The following week they had hired someone to perform the job I held. I was a supervisor with this company. I had been employed on and off for 16 years. I started in 1984, in 1986 I left because I could not...