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First off, I'm not a lawyer. Go to your local Department of Social Services and explain your circumstances to them. You may qualify for aid and possibly relief. You definitely will get some sort of direction for your life from one of the counselors. I wouldn't file for bankruptcy for this...

First off, I'm NOT a lawyer. Although from experience, I'd stop the bleeding as fast as possible. Right now, the IRS has the bigger hand. Payroll taxes as you know can really get you in the greatest financial trouble. Bankruptcy does not relieve you from taxes. Uncle Sam is going to get...

No Way! I agree with Green Hornet. If you file for bankruptcy, you're credit it screwed for ten years! They are just going to have to accept whatever you can pay them. You can't give them what you don't have! It's like trying to squeeze blood out of a turnip and you're a turnip. You'll...

I owe the IRS AND other debtors (city/state (WA) taxes, credit card companies, and a landlord) a substantial amount of money. The IRS has put a lien on my assets and I have negotiated an Offer and Compromise with them making monthly payments for ten years to pay off my debt. The IRS was first...